cybrid_api_bank_ruby

CybridApiBank - the Ruby gem for the Cybrid Bank API

Cybrid API documentation

Welcome to Cybrid, an all-in-one crypto platform that enables you to easily build and launch white-label crypto products or services.

In these documents, you'll find details on how our REST API operates and generally how our platform functions.

If you're looking for our UI SDK Widgets for Web or Mobile (iOS/Android), generated API clients, or demo applications, head over to our Github repo.

💡 We recommend bookmarking the Cybrid LinkTree which contains many helpful links to platform resources.

Getting Started

This is Cybrid's public interactive API documentation, which allows you to fully test our APIs. If you'd like to use a different tool to exercise our APIs, you can download the Open API 3.0 yaml for import.

If you're new to our APIs and the Cybrid Platform, follow the below guides to get set up and familiar with the platform:

In Getting Started in the Cybrid Sandbox, we walk you through how to use the Cybrid Sandbox to create a test bank and generate API keys. In Getting Ready for Trading, we walk through creating customers, customer identities, accounts, as well as executing quotes and trades.

Working with the Cybrid Platform

There are three primary ways you can interact with the Cybrid platform:

Directly via our RESTful API (this documentation)
Using our API clients available in a variety of languages (Angular, Java, Kotlin, Python, Ruby, Swift or Typescript)
Integrating a platform specific SDK (Web, Android, iOS)

Our complete set of APIs allows you to manage resources across three distinct areas: your Organization, your Banks and your Identities. For most of your testing and interaction you'll be using the Bank API, which is where the majority of APIs reside.

The complete set of APIs can be found on the following pages:

API	Description
Organization API	APIs to manage organizations
Bank API	APIs to manage banks (and all downstream customer activity)
Identities API	APIs to manage organization and bank identities

For questions please contact Support at any time for assistance, or contact the Product Team for product suggestions.

Authenticating with the API

The Cybrid Platform uses OAuth 2.0 Bearer Tokens to authenticate requests to the platform. Credentials to create Organization and Bank tokens can be generated via the Cybrid Sandbox. Access tokens can be generated for a Customer as well via the Cybrid IdP as well.

An Organization access token applies broadly to the whole Organization and all of its Banks, whereas, a Bank access token is specific to an individual Bank. Customer tokens, similarly, are scoped to a specific customer in a bank.

Both Organization and Bank tokens can be created using the OAuth Client Credential Grant flow. Each Organization and Bank has its own unique Client ID and Secret that allows for machine-to-machine authentication.

A Bank can then generate Customer access tokens via API using our Identities API.

<font color="orange">⚠️ Never share your Client ID or Secret publicly or in your source code repository.

Your Client ID and Secret can be exchanged for a time-limited Bearer Token by interacting with the Cybrid Identity Provider or through interacting with the Authorize button in this document.

The following curl command can be used to quickly generate a Bearer Token for use in testing the API or demo applications.

# Example request when using Bank credentials
curl -X POST https://id.production.cybrid.app/oauth/token -d '{
    \"grant_type\": \"client_credentials\",
    \"client_id\": \"<Your Client ID>\",
    \"client_secret\": \"<Your Secret>\",
    \"scope\": \"banks:read banks:write bank_applications:execute accounts:read accounts:execute counterparties:read counterparties:write counterparties:execute customers:read customers:write customers:execute prices:read quotes:execute quotes:read trades:execute trades:read transfers:execute transfers:read external_bank_accounts:read external_bank_accounts:write external_bank_accounts:execute external_wallets:read external_wallets:execute workflows:read workflows:execute deposit_addresses:read deposit_addresses:execute deposit_bank_accounts:read deposit_bank_accounts:execute invoices:read invoices:write invoices:execute identity_verifications:read identity_verifications:write identity_verifications:execute\"
  }' -H \"Content-Type: application/json\"

# When using Organization credentials set `scope` to 'organizations:read organizations:write organization_applications:execute banks:read banks:write banks:execute bank_applications:execute users:read users:execute counterparties:read customers:read accounts:read prices:read quotes:execute quotes:read trades:execute trades:read transfers:read transfers:execute external_bank_accounts:read external_wallets:read workflows:read deposit_addresses:read deposit_bank_accounts:read invoices:read subscriptions:read subscriptions:write subscriptions:execute subscription_events:read subscription_events:execute identity_verifications:read'

<font color="orange">⚠️ Note: The above curl will create a bearer token with full scope access. Delete scopes if you'd like to restrict access.

Authentication Scopes

The Cybrid platform supports the use of scopes to control the level of access a token is limited to. Scopes do not grant access to resources; instead, they provide limits, in support of the least privilege principal.

The following scopes are available on the platform and can be requested when generating either an Organization, Bank or Customer token. Generally speaking, the Read scope is required to read and list resources, the Write scope is required to update a resource and the Execute scope is required to create a resource.

Resource	Read scope (Token Type)	Write scope (Token Type)	Execute scope (Token Type)
Account	accounts:read (Organization, Bank, Customer)		accounts:execute (Bank, Customer)
Bank	banks:read (Organization, Bank)	banks:write (Organization, Bank)	banks:execute (Organization)
Customer	customers:read (Organization, Bank, Customer)	customers:write (Bank, Customer)	customers:execute (Bank)
Counterparty	counterparties:read (Organization, Bank, Customer)	counterparties:write (Bank, Customer)	counterparties:execute (Bank)
Deposit Address	deposit_addresses:read (Organization, Bank, Customer)	deposit_addresses:write (Bank, Customer)	deposit_addresses:execute (Bank, Customer)
External Bank Account	external_bank_accounts:read (Organization, Bank, Customer)	external_bank_accounts:write (Bank, Customer)	external_bank_accounts:execute (Bank, Customer)
External Wallet	external_wallet:read (Organization, Bank, Customer)		external_wallet:execute (Bank, Customer)
Organization	organizations:read (Organization)	organizations:write (Organization)
User	users:read (Organization)		users:execute (Organization)
Price	prices:read (Bank, Customer)
Quote	quotes:read (Organization, Bank, Customer)		quotes:execute (Organization, Bank, Customer)
Trade	trades:read (Organization, Bank, Customer)		trades:execute (Organization, Bank, Customer)
Transfer	transfers:read (Organization, Bank, Customer)		transfers:execute (Organization, Bank, Customer)
Workflow	workflows:read (Organization, Bank, Customer)		workflows:execute (Bank, Customer)
Invoice	invoices:read (Organization, Bank, Customer)	invoices:write (Bank, Customer)	invoices:execute (Bank, Customer)

Available Endpoints

The available APIs for the Identity, Organization and Bank API services are listed below:

API Service	Model	API Endpoint Path	Description
Identity	Bank	/api/bank_applications	Create and list banks
Identity	CustomerToken	/api/customer_tokens	Create customer JWT access tokens
Identity	Organization	/api/organization_applications	Create and list organizations
Identity	Organization	/api/users	Create and list organization users
Organization	Organization	/api/organizations	APIs to retrieve and update organization name
Bank	Account	/api/accounts	Create and list accounts, which hold a specific asset for a customers
Bank	Asset	/api/assets	Get a list of assets supported by the platform (ex: BTC, ETH)
Bank	Bank	/api/banks	Create, update and list banks, the parent to customers, accounts, etc
Bank	Customer	/api/customers	Create and list customers
Bank	Counterparty	/api/counterparties	Create and list counterparties
Bank	DepositAddress	/api/deposit_addresses	Create, get and list deposit addresses
Bank	ExternalBankAccount	/api/external_bank_accounts	Create, get and list external bank accounts, which connect customer bank accounts to the platform
Bank	ExternalWallet	/api/external_wallets	Create, get, list and delete external wallets, which connect customer wallets to the platform
Bank	IdentityVerification	/api/identity_verifications	Create and list identity verifications, which are performed on customers for KYC
Bank	Invoice	/api/invoices	Create, get, cancel and list invoices
Bank	PaymentInstruction	/api/payment_instructions	Create, get and list payment instructions for invoices
Bank	Price	/api/prices	Get the current prices for assets on the platform
Bank	Quote	/api/quotes	Create and list quotes, which are required to execute trades
Bank	Symbol	/api/symbols	Get a list of symbols supported for trade (ex: BTC-USD)
Bank	Trade	/api/trades	Create and list trades, which buy or sell cryptocurrency
Bank	Transfer	/api/transfers	Create, get and list transfers (e.g., funding, book)
Bank	Workflow	/api/workflows	Create, get and list workflows

Understanding Object Models & Endpoints

Organizations

An Organization is meant to represent the organization partnering with Cybrid to use our platform.

An Organization typically does not directly interact with customers. Instead, an Organization has one or more banks, which encompass the financial service offerings of the platform.

Banks

A Bank is owned by an Organization and can be thought of as an environment or container for customers and product offerings. Banks are created in either Sandbox or Production mode, where Sandbox is the environment that you would test, prototype and build in prior to moving to Production.

An Organization can have multiple banks, in either Sandbox or Production environments. A Sandbox Bank will be backed by stubbed data and process flows. For instance, funding source transfer processes as well as trades will be simulated rather than performed, however asset prices are representative of real-world values. You have an unlimited amount of simulated fiat currency for testing purposes.

Customers

Customers represent your banking users on the platform. At present, we offer support for Individuals as Customers.

Customers must be verified (i.e., KYC'd) in our system before they can play any part on the platform, which means they must have an associated and a passing Identity Verification. See the Identity Verifications section for more details on how a customer can be verified.

Customers must also have an Account to be able to transact, in the desired asset class. See the Accounts APIs for more details on setting up accounts for the customer.

This SDK is automatically generated by the OpenAPI Generator project:

API version: v0.123.12
Package version: 0.123.12
Build package: org.openapitools.codegen.languages.RubyClientCodegen

Installation

Build a gem

To build the Ruby code into a gem:

gem build cybrid_api_bank_ruby.gemspec

Then either install the gem locally:

gem install ./cybrid_api_bank_ruby-0.123.12.gem

(for development, run gem install --dev ./cybrid_api_bank_ruby-0.123.12.gem to install the development dependencies)

or publish the gem to a gem hosting service, e.g. RubyGems.

Finally add this to the Gemfile:

gem 'cybrid_api_bank_ruby', '~> 0.123.12'

Install from Git

If the Ruby gem is hosted at a git repository: https://github.com/GIT_USER_ID/GIT_REPO_ID, then add the following in the Gemfile:

gem 'cybrid_api_bank_ruby', :git => 'https://github.com/GIT_USER_ID/GIT_REPO_ID.git'

Include the Ruby code directly

Include the Ruby code directly using -I as follows:

ruby -Ilib script.rb

Getting Started

Please follow the installation procedure and then run the following code:

# Load the gem
require 'cybrid_api_bank_ruby'

# Setup authorization
CybridApiBank.configure do |config|
  # Configure Bearer authorization (JWT): BearerAuth
  config.access_token = 'YOUR_BEARER_TOKEN'

  # Configure OAuth2 access token for authorization: oauth2
  config.access_token = 'YOUR ACCESS TOKEN'
end

api_instance = CybridApiBank::AccountsBankApi.new
post_account_bank_model = CybridApiBank::PostAccountBankModel.new({type: 'trading', asset: 'asset_example', name: 'name_example'}) # PostAccountBankModel | 

begin
  #Create Account
  result = api_instance.create_account(post_account_bank_model)
  p result
rescue CybridApiBank::ApiError => e
  puts "Exception when calling AccountsBankApi->create_account: #{e}"
end

Documentation for API Endpoints

All URIs are relative to https://bank.sandbox.cybrid.app

Class	Method	HTTP request	Description
CybridApiBank::AccountsBankApi	create_account	POST /api/accounts	Create Account
CybridApiBank::AccountsBankApi	get_account	GET /api/accounts/{account_guid}	Get Account
CybridApiBank::AccountsBankApi	list_accounts	GET /api/accounts	List Accounts
CybridApiBank::AssetsBankApi	list_assets	GET /api/assets	Get assets list
CybridApiBank::BanksBankApi	create_bank	POST /api/banks	Create Bank
CybridApiBank::BanksBankApi	get_bank	GET /api/banks/{bank_guid}	Get Bank
CybridApiBank::BanksBankApi	list_banks	GET /api/banks	Get banks list
CybridApiBank::BanksBankApi	update_bank	PATCH /api/banks/{bank_guid}	Patch Bank
CybridApiBank::CounterpartiesBankApi	create_counterparty	POST /api/counterparties	Create Counterparty
CybridApiBank::CounterpartiesBankApi	get_counterparty	GET /api/counterparties/{counterparty_guid}	Get Counterparty
CybridApiBank::CounterpartiesBankApi	list_counterparties	GET /api/counterparties	Get counterparties list
CybridApiBank::CustomersBankApi	create_customer	POST /api/customers	Create Customer
CybridApiBank::CustomersBankApi	get_customer	GET /api/customers/{customer_guid}	Get Customer
CybridApiBank::CustomersBankApi	list_customers	GET /api/customers	Get customers list
CybridApiBank::CustomersBankApi	update_customer	PATCH /api/customers/{customer_guid}	Patch Customer
CybridApiBank::DepositAddressesBankApi	create_deposit_address	POST /api/deposit_addresses	Create Deposit Address
CybridApiBank::DepositAddressesBankApi	get_deposit_address	GET /api/deposit_addresses/{deposit_address_guid}	Get Deposit Address
CybridApiBank::DepositAddressesBankApi	list_deposit_addresses	GET /api/deposit_addresses	List Deposit Addresses
CybridApiBank::DepositBankAccountsBankApi	create_deposit_bank_account	POST /api/deposit_bank_accounts	Create Deposit Bank Account
CybridApiBank::DepositBankAccountsBankApi	get_deposit_bank_account	GET /api/deposit_bank_accounts/{deposit_bank_account_guid}	Get Deposit Bank Account
CybridApiBank::DepositBankAccountsBankApi	list_deposit_bank_accounts	GET /api/deposit_bank_accounts	List Deposit Bank Accounts
CybridApiBank::ExternalBankAccountsBankApi	create_external_bank_account	POST /api/external_bank_accounts	Create ExternalBankAccount
CybridApiBank::ExternalBankAccountsBankApi	delete_external_bank_account	DELETE /api/external_bank_accounts/{external_bank_account_guid}	Delete External Bank Account
CybridApiBank::ExternalBankAccountsBankApi	get_external_bank_account	GET /api/external_bank_accounts/{external_bank_account_guid}	Get External Bank Account
CybridApiBank::ExternalBankAccountsBankApi	list_external_bank_accounts	GET /api/external_bank_accounts	Get external bank accounts list
CybridApiBank::ExternalBankAccountsBankApi	patch_external_bank_account	PATCH /api/external_bank_accounts/{external_bank_account_guid}	Patch ExternalBankAccount
CybridApiBank::ExternalWalletsBankApi	create_external_wallet	POST /api/external_wallets	Create ExternalWallet
CybridApiBank::ExternalWalletsBankApi	delete_external_wallet	DELETE /api/external_wallets/{external_wallet_guid}	Delete External Wallet
CybridApiBank::ExternalWalletsBankApi	get_external_wallet	GET /api/external_wallets/{external_wallet_guid}	Get External Wallet
CybridApiBank::ExternalWalletsBankApi	list_external_wallets	GET /api/external_wallets	Get external wallets list
CybridApiBank::IdentityVerificationsBankApi	create_identity_verification	POST /api/identity_verifications	Create Identity Verification
CybridApiBank::IdentityVerificationsBankApi	get_identity_verification	GET /api/identity_verifications/{identity_verification_guid}	Get Identity Verification
CybridApiBank::IdentityVerificationsBankApi	list_identity_verifications	GET /api/identity_verifications	List Identity Verifications
CybridApiBank::InvoicesBankApi	cancel_invoice	DELETE /api/invoices/{invoice_guid}	Cancel Invoice
CybridApiBank::InvoicesBankApi	create_invoice	POST /api/invoices	Create Invoice
CybridApiBank::InvoicesBankApi	get_invoice	GET /api/invoices/{invoice_guid}	Get Invoice
CybridApiBank::InvoicesBankApi	list_invoices	GET /api/invoices	List Invoices
CybridApiBank::PaymentInstructionsBankApi	create_payment_instruction	POST /api/payment_instructions	Create Payment Instruction
CybridApiBank::PaymentInstructionsBankApi	get_payment_instruction	GET /api/payment_instructions/{payment_instruction_guid}	Get Payment Instruction
CybridApiBank::PaymentInstructionsBankApi	list_payment_instructions	GET /api/payment_instructions	List Payment Instructions
CybridApiBank::PricesBankApi	list_prices	GET /api/prices	Get Price
CybridApiBank::QuotesBankApi	create_quote	POST /api/quotes	Create Quote
CybridApiBank::QuotesBankApi	get_quote	GET /api/quotes/{quote_guid}	Get Quote
CybridApiBank::QuotesBankApi	list_quotes	GET /api/quotes	Get quotes list
CybridApiBank::SymbolsBankApi	list_symbols	GET /api/symbols	Get Symbols list
CybridApiBank::TradesBankApi	create_trade	POST /api/trades	Create Trade
CybridApiBank::TradesBankApi	get_trade	GET /api/trades/{trade_guid}	Get Trade
CybridApiBank::TradesBankApi	list_trades	GET /api/trades	Get trades list
CybridApiBank::TransfersBankApi	create_transfer	POST /api/transfers	Create Transfer
CybridApiBank::TransfersBankApi	get_transfer	GET /api/transfers/{transfer_guid}	Get Transfer
CybridApiBank::TransfersBankApi	list_transfers	GET /api/transfers	Get transfers list
CybridApiBank::WorkflowsBankApi	create_workflow	POST /api/workflows	Create Workflow
CybridApiBank::WorkflowsBankApi	get_workflow	GET /api/workflows/{workflow_guid}	Get Workflow
CybridApiBank::WorkflowsBankApi	list_workflows	GET /api/workflows	Get workflows list

Documentation for Models

Documentation for Authorization

BearerAuth

Type: Bearer authentication (JWT)

oauth2

Type: OAuth
Flow: application
Authorization URL:
Scopes:
- banks:read: banks read
- banks:write: banks write
- bank_applications:execute: bank_applications execute
- accounts:read: accounts read
- accounts:execute: accounts execute
- counterparties:read: counterparties read
- counterparties:write: counterparties write
- counterparties:execute: counterparties execute
- customers:read: customers read
- customers:write: customers write
- customers:execute: customers execute
- prices:read: prices read
- quotes:execute: quotes execute
- quotes:read: quotes read
- trades:execute: trades execute
- trades:read: trades read
- transfers:execute: transfers execute
- transfers:read: transfers read
- external_bank_accounts:read: external_bank_accounts read
- external_bank_accounts:write: external_bank_accounts write
- external_bank_accounts:execute: external_bank_accounts execute
- external_wallets:read: external_wallets read
- external_wallets:execute: external_wallets execute
- workflows:read: workflows read
- workflows:execute: workflows execute
- deposit_addresses:read: deposit_addresses read
- deposit_addresses:execute: deposit_addresses execute
- deposit_bank_accounts:read: deposit_bank_accounts read
- deposit_bank_accounts:execute: deposit_bank_accounts execute
- invoices:read: invoices read
- invoices:write: invoices write
- invoices:execute: invoices execute
- identity_verifications:read: identity_verifications read
- identity_verifications:write: identity_verifications write
- identity_verifications:execute: identity_verifications execute