CybridApiId - the Ruby gem for the Cybrid Identity API

Welcome to Cybrid, an all-in-one crypto platform that enables you to easily build and launch white-label crypto products or services.

In these documents, you'll find details on how our REST API operates and generally how our platform functions.

If you're looking for our UI SDK Widgets for Web or Mobile (iOS/Android), generated API clients, or demo applications, head over to our Github repo.

💡 We recommend bookmarking the Cybrid LinkTree which contains many helpful links to platform resources.

This is Cybrid's public interactive API documentation, which allows you to fully test our APIs. If you'd like to use a different tool to exercise our APIs, you can download the Open API 3.0 yaml for import.

If you're new to our APIs and the Cybrid Platform, follow the below guides to get set up and familiar with the platform:

1. Introduction
2. Platform Introduction
3. Testing with Hosted Web Demo App

In Getting Started in the Cybrid Sandbox, we walk you through how to use the Cybrid Sandbox to create a test bank and generate API keys. In Getting Ready for Trading, we walk through creating customers, customer identities, accounts, as well as executing quotes and trades.

There are three primary ways you can interact with the Cybrid platform:

1. Directly via our RESTful API (this documentation)
2. Using our API clients available in a variety of languages (Angular, Java, Kotlin, Python, Ruby, Swift or Typescript)
3. Integrating a platform specific SDK (Web, Android, iOS)

Our complete set of APIs allows you to manage resources across three distinct areas: your Organization, your Banks and your Identities. For most of your testing and interaction you'll be using the Bank API, which is where the majority of APIs reside.

The complete set of APIs can be found on the following pages:

For questions please contact Support at any time for assistance, or contact the Product Team for product suggestions.

The Cybrid Platform uses OAuth 2.0 Bearer Tokens to authenticate requests to the platform. Credentials to create Organization and Bank tokens can be generated via the Cybrid Sandbox. Access tokens can be generated for a Customer as well via the Cybrid IdP as well.

An Organization access token applies broadly to the whole Organization and all of its Banks, whereas, a Bank access token is specific to an individual Bank. Customer tokens, similarly, are scoped to a specific customer in a bank.

Both Organization and Bank tokens can be created using the OAuth Client Credential Grant flow. Each Organization and Bank has its own unique Client ID and Secret that allows for machine-to-machine authentication.

A Bank can then generate Customer access tokens via API using our Identities API.

<font color="orange">⚠️ Never share your Client ID or Secret publicly or in your source code repository.

Your Client ID and Secret can be exchanged for a time-limited Bearer Token by interacting with the Cybrid Identity Provider or through interacting with the Authorize button in this document.

The following curl command can be used to quickly generate a Bearer Token for use in testing the API or demo applications.

# Example request when using Bank credentials
curl -X POST https://id.production.cybrid.app/oauth/token -d '{
    \"grant_type\": \"client_credentials\",
    \"client_id\": \"<Your Client ID>\",
    \"client_secret\": \"<Your Secret>\",
    \"scope\": \"banks:read banks:write bank_applications:execute accounts:read accounts:execute counterparties:read counterparties:write counterparties:execute customers:read customers:write customers:execute prices:read quotes:execute quotes:read trades:execute trades:read transfers:execute transfers:read external_bank_accounts:read external_bank_accounts:write external_bank_accounts:execute external_wallets:read external_wallets:execute workflows:read workflows:execute deposit_addresses:read deposit_addresses:execute deposit_bank_accounts:read deposit_bank_accounts:execute invoices:read invoices:write invoices:execute identity_verifications:read identity_verifications:write identity_verifications:execute\"
  }' -H \"Content-Type: application/json\"

# When using Organization credentials set `scope` to 'organizations:read organizations:write organization_applications:execute banks:read banks:write banks:execute bank_applications:execute users:read users:execute counterparties:read customers:read accounts:read prices:read quotes:execute quotes:read trades:execute trades:read transfers:read transfers:execute external_bank_accounts:read external_wallets:read workflows:read deposit_addresses:read deposit_bank_accounts:read invoices:read subscriptions:read subscriptions:write subscriptions:execute subscription_events:read subscription_events:execute identity_verifications:read'

<font color="orange">⚠️ Note: The above curl will create a bearer token with full scope access. Delete scopes if you'd like to restrict access.

The Cybrid platform supports the use of scopes to control the level of access a token is limited to. Scopes do not grant access to resources; instead, they provide limits, in support of the least privilege principal.

The following scopes are available on the platform and can be requested when generating either an Organization, Bank or Customer token. Generally speaking, the Read scope is required to read and list resources, the Write scope is required to update a resource and the Execute scope is required to create a resource.

The available APIs for the Identity, Organization and Bank API services are listed below:

Organizations

An Organization is meant to represent the organization partnering with Cybrid to use our platform.

An Organization typically does not directly interact with customers. Instead, an Organization has one or more banks, which encompass the financial service offerings of the platform.

Banks

A Bank is owned by an Organization and can be thought of as an environment or container for customers and product offerings. Banks are created in either Sandbox or Production mode, where Sandbox is the environment that you would test, prototype and build in prior to moving to Production.

An Organization can have multiple banks, in either Sandbox or Production environments. A Sandbox Bank will be backed by stubbed data and process flows. For instance, funding source transfer processes as well as trades will be simulated rather than performed, however asset prices are representative of real-world values. You have an unlimited amount of simulated fiat currency for testing purposes.

Customers

Customers represent your banking users on the platform. At present, we offer support for Individuals as Customers.

Customers must be verified (i.e., KYC'd) in our system before they can play any part on the platform, which means they must have an associated and a passing Identity Verification. See the Identity Verifications section for more details on how a customer can be verified.

Customers must also have an Account to be able to transact, in the desired asset class. See the Accounts APIs for more details on setting up accounts for the customer.

This SDK is automatically generated by the OpenAPI Generator project:

• API version: v0.123.12
• Package version: 0.123.12
• Build package: org.openapitools.codegen.languages.RubyClientCodegen

To build the Ruby code into a gem:

gem build cybrid_api_id_ruby.gemspec

Then either install the gem locally:

gem install ./cybrid_api_id_ruby-0.123.12.gem

(for development, run gem install --dev ./cybrid_api_id_ruby-0.123.12.gem to install the development dependencies)

or publish the gem to a gem hosting service, e.g. RubyGems.

Finally add this to the Gemfile:

gem 'cybrid_api_id_ruby', '~> 0.123.12'

If the Ruby gem is hosted at a git repository: https://github.com/GIT_USER_ID/GIT_REPO_ID, then add the following in the Gemfile:

gem 'cybrid_api_id_ruby', :git => 'https://github.com/GIT_USER_ID/GIT_REPO_ID.git'

Include the Ruby code directly using -I as follows:

ruby -Ilib script.rb

Please follow the installation procedure and then run the following code:

# Load the gem
require 'cybrid_api_id_ruby'

# Setup authorization
CybridApiId.configure do |config|
  # Configure Bearer authorization (JWT): BearerAuth
  config.access_token = 'YOUR_BEARER_TOKEN'

  # Configure OAuth2 access token for authorization: oauth2
  config.access_token = 'YOUR ACCESS TOKEN'
end

api_instance = CybridApiId::BankApplicationsIdpApi.new
post_bank_application_idp_model = CybridApiId::PostBankApplicationIdpModel.new({name: 'name_example'}) # PostBankApplicationIdpModel | 

begin
  #Create bank application
  result = api_instance.create_bank_application(post_bank_application_idp_model)
  p result
rescue CybridApiId::ApiError => e
  puts "Exception when calling BankApplicationsIdpApi->create_bank_application: #{e}"
end

All URIs are relative to https://id.sandbox.cybrid.app

• CybridApiId::ApplicationIdpModel
• CybridApiId::ApplicationListIdpModel
• CybridApiId::ApplicationWithSecretAllOfIdpModel
• CybridApiId::ApplicationWithSecretIdpModel
• CybridApiId::CustomerTokenIdpModel
• CybridApiId::ErrorResponseIdpModel
• CybridApiId::PostBankApplicationIdpModel
• CybridApiId::PostCustomerTokenIdpModel
• CybridApiId::PostOrganizationApplicationIdpModel
• CybridApiId::PostUserIdpModel
• CybridApiId::UserIdpModel
• CybridApiId::UserListIdpModel

• Type: Bearer authentication (JWT)

• Type: OAuth
• Flow: application
• Authorization URL:
• Scopes:
  • organizations:write: organizations write
  • organizations:read: organizations read
  • organization_applications:execute: organization_applications execute
  • banks:write: banks write
  • banks:read: banks read
  • bank_applications:execute: bank_applications execute
  • users:read: users read
  • users:execute: users execute
  • customers:write: customers write
  • customers:read: customers read
  • subscriptions:read: subscriptions read
  • subscriptions:write: subscriptions write
  • subscriptions:execute: subscriptions execute
  • subscription_events:read: subscription_events read
  • subscription_events:execute: subscription_events execute