Ibancom
Ruby client for iban.com APIs (cf. https://www.iban.com/developers)
Run bin/console
for an interactive prompt to experiment with the code.
Installation
Add this line to your application's Gemfile:
gem 'ibancom'
And then execute:
$ bundle install
Or install it yourself as:
$ gem install ibancom
Supported APIs
This gem provides support for the following APIs:
- Validation API v4
- Sortware API v4
Usage
The first step for using this gem is to instantiate the client:
client = Ibancom::Client.new(apikey: "YOUR_API_KEY")
Once you have an authenticated client, you can validate any IBAN easily by using the validations service:
# Request an IBAN validation
iban = client.validations.validate("ES8800758353964664433159")
iban.valid? # true
# What is the bank/branch associated to this account?
bank = iban.bank # <Ibancom::Resources::IBAN::Bank:0x00007f384a4b80f0 ...
bank.bank # "BANCO SANTANDER, S.A."
bank.bic # "BSCHESMMXXX"
bank.account # "4664433159"
bank.bank_code # "0075"
bank.branch_code # "8353"
bank.address # "JUAN IGNACIO LUCA DE TENA 9-11"
bank.city # "MADRID"
bank.state # nil
bank.zip # "28027"
bank.phone # "0915207000"
bank.country # "Spain"
bank.country_iso # "ES"
# What SEPA schemes does it support?
iban.supported_schemes
#[#<Ibancom::Resources::IBAN::Scheme:0x00007f384f37a710 @code=:SCT, @response=nil, @supported="YES">,
# #<Ibancom::Resources::IBAN::Scheme:0x00007f384f37a030 @code=:SCI, @response=nil, @supported="YES">,
# #<Ibancom::Resources::IBAN::Scheme:0x00007f384f379e50 @code=:SDD, @response=nil, @supported="YES">,
# #<Ibancom::Resources::IBAN::Scheme:0x00007f384f379d10 @code=:COR1, @response=nil, @supported="YES">,
# #<Ibancom::Resources::IBAN::Scheme:0x00007f384f379ba8 @code=:B2B, @response=nil, @supported="YES">]
# Does the IBAN supports instant transfers?
iban.supported_scheme?(:SCI) # true
When the IBAN is not valid the failed checks are available for inspection:
iban = client.validations.validate("ES12")
iban.valid? # false
iban.failed_checks
#[#<Ibancom::Resources::IBAN::Check:0x00007f384a576eb0 @code="202", @message="IBAN Check digit not correct", @response=nil, @type=:iban>,
# #<Ibancom::Resources::IBAN::Check:0x00007f384a576de8 @code="205", @message="IBAN structure is not correct", @response=nil, @type=:structure>,
# #<Ibancom::Resources::IBAN::Check:0x00007f384a576cf8 @code="203", @message="IBAN Length is not correct. Spain IBAN must be 24 characters long.", @response=nil, @type=:length>]
You can also validate United Kingdom Sort Code and Account Numbers:
scan = client.validations.validate_scan("200415", "38290008")
scan.valid? # true
# What is the bank/branch associated to this account?
bank = scan.bank # <Ibancom::Resources::SCAN::Bank:0x0000000107c0fc80 ...
bank.bank # "BARCLAYS BANK UK PLC"
bank.bic # "BUKBGB22XXX"
bank.branch # "BARCLAYBANK B'CARD N'PTON"
bank.address # "Dept AC Barclaycard House "
bank.city # "Northampton"
bank.zip # "NN4 7SG"
bank.phone # "01604 234234"
bank.country # "GB"
# What payment schemes does it support?
scan.supported_schemes
#[#<Ibancom::Resources::SCAN::Scheme:0x0000000107c0df70 @code=:FPS_PAYMENTS, @response=nil, @supported="YES">,
# #<Ibancom::Resources::SCAN::Scheme:0x0000000107c0def8 @code=:CHAPS, @response=nil, @supported="YES">,
# #<Ibancom::Resources::SCAN::Scheme:0x0000000107c0de80 @code=:BACS, @response=nil, @supported="YES">,
# #<Ibancom::Resources::SCAN::Scheme:0x0000000107c0de08 @code=:CCC_PAYMENTS, @response=nil, @supported="YES">]
# Does the SCAN supports faster payments?
scan.supported_scheme?(:FPS_PAYMENTS) # true
In the same way as with the IBAN, when the SCAN is not valid the failed checks are available for inspection:
scan = client.validations.validate_scan("000001", "00000002")
scan.valid? # false
scan.failed_checks
#[#<Ibancom::Resources::SCAN::Check:0x00000001088debf0 @code="202", @message="Sort Code not found in bank directory",
# @response=nil, @type=:length>]
Development
After checking out the repo, run bin/setup
to install dependencies. Then, run bundle exec rake
to run the tests. You can also run bin/console
for an interactive prompt that will allow you to experiment.
To install this gem onto your local machine, run bundle exec rake install
. To release a new version, update the version number in version.rb
, and then tag and push the new version:
git tag vx.x.x main
git push origin vx.x.x
The tagging will trigger the GitHub action defined in release.yml
, pushing the gem to rubygems.org.
Contributing
Bug reports and pull requests are welcome on GitHub at https://github.com/devengoapp/ibancom-ruby. This project is intended to be a safe, welcoming space for collaboration, and contributors are expected to adhere to the code of conduct.
License
The gem is available as open-source under the terms of the MIT License.
Code of Conduct
Everyone interacting in the PFS project's codebases, issue trackers, chat rooms, and mailing lists is expected to follow the code of conduct.