Zhima

gem 'zhima'

# 密钥生成可查看芝麻官方文档：https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=RSA_INFO_DOC

Zhima.configure do |config|
  config.app_id = 'xxxxxxx' # 应用id
  config.private_key = File.read('private_key.pkcs8') # 自己的私钥
  config.public_key = File.read('public_key.pkcs8') # 芝麻给的公钥
end

# 使用身份证认证url  业务参数请参考 https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.auth.info.authorize@1.0@1.3
params = {
  identity_type: '2',
  identity_param: {certNo: 'idcard_no', name: 'name', certType: 'IDENTITY_CARD'},
  biz_params: {auth_code: 'M_H5', channelType: 'app', state: '100111211'}
}
system_options = {charset: 'UTF-8', version: '1.0', channel: 'app'} # 可省略，默认为这些参数
Zhima::Score.auth_url(params, system_options)  # 第二个参数system_options传入芝麻需要的系统参数，不传亦可（下同，省略）

# 使用支付宝绑定手机号认证url  业务参数请参考 https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.auth.info.authorize@1.0@1.3
def auth_url_mobile(mobile,state)
  params = {
    identity_type: '1',
    identity_param: {mobileNo: mobile},#mobile 是用户的手机号
    biz_params: {auth_code: 'M_H5', channelType: 'app', state: state} #state是商户自定义的数据,页面授权接口会原样把这个数据返回个商户
  }
  system_options = {charset: 'UTF-8', version: '1.0', channel: 'app'}
  url = Zhima::Score.auth_url(params, system_options)  
end

# 获取芝麻分
# https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.score.get@1.0@1.4&relType=API_DOC&type=API_INFO_DOC&LEFT_MENU_MODEnull#Seq_1
params = {
  transaction_id: 'transaction_id',
  product_code: 'w1010100100000000001',
  open_id: 'open_id'
}
Zhima::Score.get(params)

# auth_query
# https://b.zmxy.com.cn/technology/openDoc.htm?id=453
params = {
  identity_type: '2',
  identity_param: {
    certNo: 'id_card_no', name: 'name', certType: 'IDENTITY_CARD'
  }
}
Zhima::Score.auth_query(params)

# 芝麻callback url中的params参数解密
Zhima::Score.param_decrypt(params_str)

# 参数 https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.ivs.detail.get@1.0@1.2&relType=API_DOC&type=API_INFO_DOC&LEFT_MENU_MODEnull
params = {
  product_code: 'w1010100000000000103',
  transaction_id: 'transaction_id',
  cert_no: '身份证',
  cert_type: '100',
  name: 'name',
  mobile: '18888888888'
}
Zhima::Ivs.get(params)

params = {
  product_code: 'w1010100100000000022',
  transaction_id: 'transaction_id',
  open_id: '268800000000000000000000'
}
Zhima::WatchList.get(params)

# 参数 https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.antifraud.score.get@1.0@1.1&relType=API_DOC&LEFT_MENU_MODE=null&view_mode=null
params = {
  product_code: 'w1010100003000001100',
  transaction_id: 'transaction_id',
  cert_type: 'IDENTITY_CARD',
  cert_no: '证件号',
  name: '牛德华',
  mobile: '13899999999',
  email: 'xxx@xxx.com',
  bank_card: '8888',
  address: '中南海1号楼'
}
Zhima::Antifraud.get(params)

# 参数 https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.antifraud.verify@1.0@1.1&relType=API_DOC&LEFT_MENU_MODE=null&view_mode=null
params = {
  product_code: 'w1010100000000002859',
  transaction_id: 'transaction_id',
  cert_type: 'IDENTITY_CARD',
  cert_no: '证件号',
  name: '牛德华',
  mobile: '13899999999',
  email: 'xxx@xxx.com',
  bank_card: '8888',
  address: '中南海1号楼'
}
Zhima::Antifraud.verify(params)

# 参数 https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.antifraud.risk.list@1.0@1.0&relType=API_DOC&LEFT_MENU_MODE=null&view_mode=null
params = {
  product_code: 'w1010100003000001283',
  transaction_id: 'transaction_id',
  cert_type: 'IDENTITY_CARD',
  cert_no: '证件号',
  name: '牛德华',
  mobile: '13899999999',
  email: 'xxx@xxx.com',
  bank_card: '8888',
  address: '中南海1号楼'
}
Zhima::Antifraud.risk_list(params)